Real Centre Network

CPF Housing Schemes & Calculations (P105S0710)

The Central Provident Fund (CPF) is a comprehensive social security savings plan that has provided many working Singaporeans with a sense of security and confidence for their retirement years. There are CPF Housing Schemes enabling CPF members to use their CPF Ordinary Account savings to buy private residential properties and HDB flats. This lesson will look at those CPF Housing Schemes including CPF calculations, that salespersons must be familiar with when conducting estate agency work in relation to the Code of Ethics & Professional Client Care.


Learning Outcome:

At the end of this session, participants will have a good knowledge and understanding of the following:

• Usage of CPF monies for purchase of private residential properties under the Private Properties Scheme

• Usage of CPF monies for purchase of HDB flats under the Public Housing Scheme

• Amount of CPF monies that can be used for residential properties bought from 10 May 2019 whereby remaining lease does not allow youngest buyer to stay until age 95

• The need to be covered under the CPF Home Protection Scheme Insurance if using CPF monies to pay monthly installments of HDB flat

• Refund of CPD monies upon the sale of a property or should a couple file for divorce

• Relevant case studies with CPF calculations and CEA’s disciplinary cases


Course Schedule

Click HERE to view other CPD schedules.


Trainer: Chris Koh

Course Fees: $60 (excluding of GST)

Classification: P1

Serial Code: P105SO710


2 core CPD credit hours approved by the CEA for the mandatory CPD scheme 


To Register

You may register either ONLINE via the link provided or PERSONALLY at our office


Office Location:

Toa Payoh: 490 Lor 6 Toa Payoh #09-16 HDB Hub Biz 3 Singapore 310490

Tampines: 300 Tampines Avenue 5 #05-03 NTUC Income@ Tampines Junction Singapore 529653


Office Hours: Mon – Fri: 9am-6pm  |  Closed on Sat, Sun & Public Holidays


Payment Details 

Cash or NETS or Cheque payable to “Real Centre Network Pte Ltd


Please Note:

  • Registration is on a first-come-first-serve basis. Seats are confirmed upon registration & payment.
  • No refund for non attendance or withdrawals
  • Certificate of Attendance will be issued to participants who fulfill full attendance
  • No admittance for participants who are late for more than 15 minutes
  • RCN reserves the right to make appropriate changes when necessary and every effort will be made to inform participants
For more information, contact:
Office: 6511 3009